Insurance

Our Focus

We assist individuals, businesses, and insurers in matters involving:

  • Denied or delayed claims under home, motor, or business policies

  • Indemnity and coverage disputes

  • Subrogated recovery claims and property damage recoveries

  • Misrepresentation and non-disclosure allegations

  • Professional indemnity and public liability disputes

  • Claims handling and compliance issues under the General Insurance Code of Practice

  • NCAT and court proceedings relating to insurance recoveries or contract interpretation

Our background acting for major insurers provides a practical understanding of claims processes, evidentiary requirements, and dispute resolution strategy.

Our Approach

Insurance disputes often turn on fine details – policy wording, disclosure, and the chronology of events.

We provide clear, evidence-based advice at the outset, identifying key issues and prospects before costs escalate.

Where possible, we aim to resolve disputes through negotiation or internal review rather than immediate litigation.

If proceedings are required, we prepare your case thoroughly and advocate strategically to protect your position.

For Policyholders

If your claim has been denied or delayed, we can help review your policy, correspondence, and insurer’s reasoning.

We advise whether the insurer’s decision complies with the policy terms, the Insurance Contracts Act 1984 (Cth), and industry standards, and assist you in seeking a fair resolution.

For Insurers and Brokers

We act for insurers, brokers, and claims managers in defending or recovering lossesresponding to complaints, and drafting claim responses consistent with code and legislative obligations.

Our experience in insurer defence means we understand both the procedural and reputational considerations that accompany every claim.

Why Choose Halim Legal

  • In-depth knowledge of insurance law and regulatory standards

  • Experience acting for both insured and insurer clients

  • Focus on early, cost-effective resolution of coverage and recovery issues

  • Strategic advice supported by clear communication and realistic outcomes

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